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Auto Accident Attorneys The long-term effects of a car accident could result in expensive medical bills, a lower income, and even suffering. The party responsible for your accident must be held accountable for these losses. A New York City auto accident attorney can help you obtain the full amount of compensation for your losses. A lawyer for car accidents can help you defend yourself against unjustified insurance denials. Distracted driving Every driver is required to drive safely and pay attention to the road. Distracted driving can be dangerous for other road users. It is a major cause of collisions. If you've been injured by a driver who is distracted, you could be eligible for compensation. Although many people think of texting and talking on the phone when they hear distracted driving it's actually any activity that takes your hands off of the steering wheel, eyes off of the road, or thoughts away from the task at the present moment. auto accident lawsuit dothan includes eating, reaching into the car for things as well as interacting with other passengers and changing the controls on the dashboard such as the radio or temperature. It can also include personal grooming, such as shaving or applying make-up. According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, the majority of crashes and 65 percent of near-collisions involve some type of driver distraction. If you take your eyes off the road for five seconds while driving at 55 mph can increase your risk of crashing. An experienced lawyer for auto accidents can assist you if you've been injured in an accident caused by an unintentionally distracted driver. They can look into your case to present the strongest arguments in favor of full compensation. This includes covering all of your present and future expenses. Car crashes Car accidents can take a variety of forms, from simple fender benders to catastrophic head-on collisions. The nature of the accident determines the liability and the extent and nature of injuries to the victims as well as their financial losses. According to the National Highway Traffic Safety Administration's (NHTSA) statistics that driver errors are a primary driver's fault in motor vehicle accidents. Even the tiniest of distractions like switching radio stations, applying makeup or reading a road map, can cause a serious crash. Other causes of car accidents include speeding, reckless driving drunk driving, dangerous road conditions and weather, as well as inexperienced or elderly drivers. A New York City car accident attorney will analyze your case to identify the parties at fault and determine the severity of your financial losses and injuries. They can also negotiate an acceptable settlement with the insurance company that is the defendant's. A skilled auto accident lawyer will help you get the compensation you deserve, which could include future and past medical expenses loss of wages, mental and physical emotional distress, and more. They can also ensure that your claim includes insurance for motorists who are uninsured, or under-insured in the event of need. This is particularly important if the at-fault driver does not have insurance, or is only covered to the minimum amount required under New York law. Uninsured or underinsured motorists Some drivers do not carry insurance while others have a minimal amount of insurance. It can be difficult to recover compensation if an uninsured or uninsured driver causes a collision. In these cases, you should have a qualified legal advocate to assist you in meeting your objectives as well as the goals of the insurance company. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of coverage is usually part of an insurance policy with full coverage, and can provide important protections in a serious accident. The procedure for filing UIM/UM is the same as the traditional claim for auto accidents. It is usually a matter of submitting copies of your medical bills as well as auto repair bills. The insurance company will look over these documents as well as other ones to determine if your losses are covered by the policy of the other driver. It is best to talk to an New York City car accident lawyer as soon as you can after the accident and file an UIM/UM claim immediately especially if the other driver states that they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property Damage If your vehicle is damaged in an accident, it is possible to claim compensation through the insurance company of the party who was at fault. Our lawyers can assist you make a claim on both economic and non-economic damages, such as the cost of your medical expenses and lost income. You may be entitled to compensation for your discomfort and pain. We will take a careful look at the damage that was caused to your vehicle, and record all evidence physical to support your case. This includes taking pictures of the accident scene and your property, as well as any damage, including cracks and dents. We will also gather any police or accident reports and any witness information. The law of New York State is based on negligence in a comparative manner. This means that if you're found to be partially responsible for an accident, you will have your damages reduced by the amount of blame you're given. The defendant could also be found to be entirely responsible for the accident and, therefore, not able to recover in any way. You should not give any written or oral explanations to representatives of the insurance companies of the parties who are at fault, as they can be used in court later against you. It is also crucial to consult a doctor right away after your accident, as certain injuries can take a while to manifest and could be used against you if you try to obtain compensation for your injuries later on.